Our consumer advice expert has shared the signs which point towards the tricks most criminals use to fool Brits into falling for their scams.

With the cost of living still biting many households, and projections of declining disposable incomes for the rest of the decade, many people are looking at ways of making extra cash. And around half of UK adults now have a second job, or a ‘side hustle’. Whilst average earnings are often modest, at around £200 a week, others can do well enough that it becomes their main form of income.

With the new energy price cap coming on the 1st April, many people will be thinking of switching their energy provider to benefit from the best deals. The switching itself is the easy part as your new supplier will organise the transfer for you. The more difficult bit is ensuring you’ve switched to the right provider.

January is always a really hard month for everybody due to the aftermath of the overspend of Christmas. That January pay slip also always seems to take much longer to arrive. “It’s little wonder then that many people end up with the blues at this time of the month. “But as hard as it is, January can also be the springboard to financial change by adopting a few changes.